Recover what's yours with AI dispute intelligence.
Assess your case, organise your evidence and generate structured bank complaints — all in one assisted self-service platform built for UK consumers.
- Built for UK consumers
- UK consumer-protection aware
- UK GDPR compliant
- Consumer Rights Act 2015
Sample recovery score
Card-not-received dispute
Evidence strength
High
Timeliness
Within 120 days
Merchant response
None
FOS alignment
Favourable
Registered in London
Built for UK consumers, under UK jurisdiction.
Every assessment, document and workflow is built around UK consumer law and card network rules.
The challenge
Disputing a chargeback alone is slow, opaque and easy to get wrong.
UK consumers face rigid issuer processes, tight card-network time limits and complaint letters that fail because they lack the right structure or evidence. Most give up before they start.
Tight time limits
Visa and Mastercard chargeback windows can be as short as 120 days from the transaction date.
Vague rejections
Banks often decline complaints that are not structured against the correct scheme reason code.
Scattered evidence
Receipts, emails and screenshots rarely arrive in the chronological order issuers expect.
What we do
Three tools, one recovery workflow
From first assessment to submitted complaint, MRIntelligence gives you the structure, intelligence and evidence handling UK issuers expect.
AI Assessment
Our engine reviews your transaction against UK banking standards and card network rules to produce a transparent 0–100 recovery score — an informational snapshot of your case’s relative strength.
- 0–100 recovery score
- Factor-level breakdown
- Explainable, not a prediction
Document Generator
Generate structured bank complaint letters and chargeback narratives pre-organised for UK issuer submissions — clear, chronological and evidence-linked.
- Issuer-ready templates
- Tailored narrative
- One-click export
Evidence Vault
A secure, encrypted repository that organises receipts, correspondence and screenshots in chronological order — ready to attach to any complaint.
- Encrypted storage
- Chronological timeline
- Attach-ready bundles
How it works
From facts to filed complaint in four steps
A guided, transparent process — no legalese, no guesswork.
Describe your case
Answer a guided questionnaire about the transaction, the merchant and the timeline. No legal jargon — just the facts that matter to UK issuers.
Get your recovery score
Our AI engine evaluates the strength of your case and returns a transparent 0–100 score with a factor-by-factor explanation.
Generate your complaint
Produce a structured, issuer-ready bank complaint letter with your evidence vault attached in the correct chronological order.
Submit & track
Send your complaint to your bank, track responses and escalate to the Financial Ombudsman Service when the rules permit.
Recovery score
A single number that tells you where you stand.
Your 0–100 recovery score reflects factors relevant to UK card disputes — evidence strength, timeliness, merchant response and scheme reason-code fit. It is an informational snapshot of your case’s relative strength: honest, explainable and never a guarantee of outcome.
Score bands
0–100
Transparent recovery score
4
Guided steps to a complaint
UK
Jurisdiction: UK consumer law
24/7
Self-service availability
Why MRIntelligence
Built for UK consumers, not generic templates.
We focus exclusively on the UK jurisdiction — FCA, FOS and the Consumer Rights Act 2015 — so every assessment, document and workflow aligns with the rules that actually govern your dispute.
- Transparent, explainable scoring — no black boxes
- Issuer-ready complaint structure mapped to scheme reason codes
- Encrypted evidence vault with chronological timelines
- Clear escalation path to the Financial Ombudsman Service
How we compare
| Capability | MRIntelligence | Generic tools |
|---|---|---|
| UK FCA / FOS alignment | — | |
| Transparent 0–100 score | — | |
| Issuer-ready documents | — | |
| Encrypted evidence vault | — | |
| Assisted self-service | — |
FAQ
Questions, answered
Everything you need to know before you start your assessment.
Ready to assess your case?
Start with a free, no-obligation AI assessment. Get your transparent recovery score in minutes — no card required.
Legal disclaimer. MRIntelligence &Co LTD is not a law firm, not a Claims Management Company, and does not provide legal advice. We provide assisted self-service consumer guidance and administrative tools. For formal legal advice, consult a solicitor regulated by the SRA.